Q. What information does the Credit Union collect on members?
A. First time borrowers need to complete a Loan Application. Both can be obtained
through your on-site representative, or call the credit union
and we will be happy to mail one to you. Subsequent loan requests
require an updated form that can be faxed, or mailed to the credit union.
Q. How long do I have to be a member
before I can apply for a loan?
A.
You may apply for a loan as soon as you become a member. There
are no membership time requirements for loan qualifying.
Q. How do I change my payroll deduction?
A. Payroll deduction is an agreement between you and your employer.
Payroll deduction change forms are available from your employer
or credit union. When changing deductions, remember
to indicate the total amount you want deducted from your
check and forwarded to the credit union.
Direct Deposit Questions
Q. Why should I use Direct Deposit?
- Safe – Your paycheck is protected against loss
or theft.
- Worry-free – Now you can be assured that your
check is deposited, even when you are away from home.
- Saves time – You no longer have to make special
trips to the credit union or stand in long lines on payday.
- Convenient – No more waiting for the mailman.
Your deposits will be made for you automatically, allowing
you to set your own timetable for getting cash.
Q. How will I be able to keep track
of my money?
A. Your check stub from your paycheck is your permanent record.
Q. Is there a charge for this service?
A. This service is free to all participating Fannin Federal Credit Union members.
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